Welcome to BENEFITchoice

Employee Benefits Assessment Tool

Learn About Your Benefits

BENEFITchoice is an employee benefits educational tool that gives you access to important product information and videos about supplemental and voluntary benefits available through your employer. Benefits are organized into three categories: employer-funded benefits, voluntary health benefits, and voluntary financial benefits. Simply click on the buttons below to access your benefits programs. Test

Our benefits decision support tool educates your employees on their options and guides them to supplemental benefits that are the best fit for them and their families

Your Eligible Benefits Plans

Click on the categories tab below to filter eligible benefits.

Input is required.
fianancial wellness
401K/403B

Watch this

How to Choose 401K/403B
The Value of 401K/403B

No better way to save for retirement. Put away as much as you can and take full advantage of employer matches or contributions.

health and wellness
Cancer Insurance

Watch this

How to Choose Cancer Insurance
The Value of Cancer Insurance

Helps those diagnosed with cancer to avoid financial hardship. These policies typically help with out-of-pocket medical expenses as well as indirect costs, like transportation or lodging.

health and wellness
Critical Illness

Watch this

How to Choose Critical Illness
The Value of Critical Illness

Helps those diagnosed with a qualifying critical illness avoid financial hardship. Policies typically include coverage for cancer, a severe heart condition, a stroke, Alzheimer’s disease, and other critical conditions. These policies typically help with out-of-pocket medical expenses as well as indirect costs, like transportation, lodging or lost wages.

health and wellness
Dental Insurance
Employer Contribution
Product/Service Contribution
Employee Only $15
Employee & Spouse $30
Family $45

Watch this

How to Choose Dental Insurance
The Value of Dental Insurance

If you typically need just checkups and an occasional filling, look at a preventative- services only plan. If you occasionally require more significant dental work, look for a plan that covers fillings, crowns, and other major services (which are typically covered at 50%)

health and wellness
EAP
Employer Contribution

Watch this

How to Choose EAP
The Value of EAP

An Employee Assistance Program (EAP) is a voluntary, work-based program that offers free and confidential assessments, short-term counseling, referrals, and follow-up services to employees who have personal and/or work-related problems. EAPs address a broad and complex body of issues affecting mental and emotional well-being, such as alcohol and other substance abuse, stress, grief, family problems, and psychological disorders.

health and wellness
Flexible Spending Account (FSA)

Watch this

How to Choose Flexible Spending Account (FSA)
The Value of Flexible Spending Account (FSA)

Tax-friendly accounts to save for medical, dental, vision and other qualified expenses. FSA dollars do not accumulate year over year. You can roll over and invest your HSA funds and save for future needs. You cannot contribute to both an HSA and a medical FSA (except a limited purpose FSA) in the same tax year.

health and wellness
Hospital Indemnity Plans

Watch this

How to Choose Hospital Indemnity Plans
The Value of Hospital Indemnity Plans

Pays a fixed dollar benefit to help offset non-covered expenses in the event of a hospitalization. Consider spending some of your HDHP premium savings (versus a higher-premium plan) on an indemnity policy to offset an unplanned medical needs. Policies differ and a few will make an HSA ineligible, so look at the fine print.

health and wellness
HSA
Employer Contribution
Product/Service Contribution
Employee Only $500
Family $1,000

Watch this

How to Choose HSA
The Value of HSA

A Health Savings Account (HSA) is like a personal savings account, but it can only be used for qualified healthcare expenses. To be eligible, you must be enrolled in a High-Deductible Health Plan (HDHP). Health Savings Accounts also have some important tax advantages.

fianancial wellness
Identity Theft Protection

Watch this

How to Choose Identity Theft Protection
The Value of Identity Theft Protection

Provides peace of mind that you will not suffer if your identity is compromised. It’s always good to have an expert on your side when your identity or accounts are threatened. Protection can help minimize the chance of personal loss.

fianancial wellness
Legal Insurance
The Value of Legal Insurance

Provides basic legal services and document prep. For a few dollars a month, you get legal support and can be sure your legal responsibilities are in order (e.g., wills, living wills, DNRs, etc.)

    Useful Links

    • No links available
fianancial wellness
Long-term Care (LTC)
Employer Contribution

Watch this

How to Choose Long-term Care (LTC)
The Value of Long-term Care (LTC)

Provides financial support when you need help with the basic activities of daily living, like meal preparation, bathing, ambulation and safe restroom use. Most policies provide financial resources for both in-home and facility care.

fianancial wellness
Long-Term Disability
Employer Contribution

Watch this

How to Choose Long-Term Disability
The Value of Long-Term Disability

Provides partial income protection for long-term medical conditions. A must if you can’t work due to a medical issue. Policies generally provide some income starting 3 to 6 months from the conditions onset to retirement age.

fianancial wellness
Pet Insurance

Watch this

How to Choose Pet Insurance
The Value of Pet Insurance

Helps with veterinary expenses for your beloved pet. To make sure the policy would be beneficial, read the coverage details, as there may be limits and exclusions.

fianancial wellness
Short-Term Disability
Employer Contribution

Watch this

How to Choose Short-Term Disability
The Value of Short-Term Disability

Provides partial income continuation (usually +/- 60% of monthly income) for periods beyond what PTO covers and before your long-term disability kicks in (usually 90-180 days). A big help if you’ll be out of work for a while but are planning to return.

health and wellness
Vision Insurance
Employer Contribution

Watch this

How to Choose Vision Insurance
The Value of Vision Insurance

If you need glasses, contacts or other vision correction, a vision plan can significantly offset your costs. Make sure your preferred opticians and brands are in the network to get full benefit of the coverage. Often covers most of the cost of an annual routine eye exam.

health and wellness
Voluntary Accident

Watch this

How to Choose Voluntary Accident
The Value of Voluntary Accident

Provides funds to pay for out-of-pocket and other expenses following an accident or injury. It fills your health insurance “gaps” and provides peace of mind when an unexpected accident leads to financial pressure. Check the policy for the specific list of accidents covered.

fianancial wellness
Voluntary Life and AD&D
Employer Contribution

Watch this

How to Choose Voluntary Life and AD&D
The Value of Voluntary Life and AD&D

How much is enough? Most think about the number of years of salary you’d want to leave behind to beneficiaries. One common rule of thumb is that household leaders should carry 7-10 times their annual compensation in life insurance death benefit.

health and wellness
Test 1
The Value of Test 1

Test 1

    Useful Links

    • No links available
Dental Insurance
Employer Contribution
Product/Service Contribution
Employee Only $15
Employee & Spouse $30
Family $45

Watch this

How to Choose Dental Insurance
The Value of Dental Insurance

If you typically need just checkups and an occasional filling, look at a preventative- services only plan. If you occasionally require more significant dental work, look for a plan that covers fillings, crowns, and other major services (which are typically covered at 50%)

EAP
Employer Contribution

Watch this

How to Choose EAP
The Value of EAP

An Employee Assistance Program (EAP) is a voluntary, work-based program that offers free and confidential assessments, short-term counseling, referrals, and follow-up services to employees who have personal and/or work-related problems. EAPs address a broad and complex body of issues affecting mental and emotional well-being, such as alcohol and other substance abuse, stress, grief, family problems, and psychological disorders.

HSA
Employer Contribution
Product/Service Contribution
Employee Only $500
Family $1,000

Watch this

How to Choose HSA
The Value of HSA

A Health Savings Account (HSA) is like a personal savings account, but it can only be used for qualified healthcare expenses. To be eligible, you must be enrolled in a High-Deductible Health Plan (HDHP). Health Savings Accounts also have some important tax advantages.

Long-term Care (LTC)
Employer Contribution

Watch this

How to Choose Long-term Care (LTC)
The Value of Long-term Care (LTC)

Provides financial support when you need help with the basic activities of daily living, like meal preparation, bathing, ambulation and safe restroom use. Most policies provide financial resources for both in-home and facility care.

Long-Term Disability
Employer Contribution

Watch this

How to Choose Long-Term Disability
The Value of Long-Term Disability

Provides partial income protection for long-term medical conditions. A must if you can’t work due to a medical issue. Policies generally provide some income starting 3 to 6 months from the conditions onset to retirement age.

Short-Term Disability
Employer Contribution

Watch this

How to Choose Short-Term Disability
The Value of Short-Term Disability

Provides partial income continuation (usually +/- 60% of monthly income) for periods beyond what PTO covers and before your long-term disability kicks in (usually 90-180 days). A big help if you’ll be out of work for a while but are planning to return.

Vision Insurance
Employer Contribution

Watch this

How to Choose Vision Insurance
The Value of Vision Insurance

If you need glasses, contacts or other vision correction, a vision plan can significantly offset your costs. Make sure your preferred opticians and brands are in the network to get full benefit of the coverage. Often covers most of the cost of an annual routine eye exam.

Voluntary Life and AD&D
Employer Contribution

Watch this

How to Choose Voluntary Life and AD&D
The Value of Voluntary Life and AD&D

How much is enough? Most think about the number of years of salary you’d want to leave behind to beneficiaries. One common rule of thumb is that household leaders should carry 7-10 times their annual compensation in life insurance death benefit.

Cancer Insurance

Watch this

How to Choose Cancer Insurance
The Value of Cancer Insurance

Helps those diagnosed with cancer to avoid financial hardship. These policies typically help with out-of-pocket medical expenses as well as indirect costs, like transportation or lodging.

Critical Illness

Watch this

How to Choose Critical Illness
The Value of Critical Illness

Helps those diagnosed with a qualifying critical illness avoid financial hardship. Policies typically include coverage for cancer, a severe heart condition, a stroke, Alzheimer’s disease, and other critical conditions. These policies typically help with out-of-pocket medical expenses as well as indirect costs, like transportation, lodging or lost wages.

Dental Insurance
Employer Contribution
Product/Service Contribution
Employee Only $15
Employee & Spouse $30
Family $45

Watch this

How to Choose Dental Insurance
The Value of Dental Insurance

If you typically need just checkups and an occasional filling, look at a preventative- services only plan. If you occasionally require more significant dental work, look for a plan that covers fillings, crowns, and other major services (which are typically covered at 50%)

EAP
Employer Contribution

Watch this

How to Choose EAP
The Value of EAP

An Employee Assistance Program (EAP) is a voluntary, work-based program that offers free and confidential assessments, short-term counseling, referrals, and follow-up services to employees who have personal and/or work-related problems. EAPs address a broad and complex body of issues affecting mental and emotional well-being, such as alcohol and other substance abuse, stress, grief, family problems, and psychological disorders.

Flexible Spending Account (FSA)

Watch this

How to Choose Flexible Spending Account (FSA)
The Value of Flexible Spending Account (FSA)

Tax-friendly accounts to save for medical, dental, vision and other qualified expenses. FSA dollars do not accumulate year over year. You can roll over and invest your HSA funds and save for future needs. You cannot contribute to both an HSA and a medical FSA (except a limited purpose FSA) in the same tax year.

Hospital Indemnity Plans

Watch this

How to Choose Hospital Indemnity Plans
The Value of Hospital Indemnity Plans

Pays a fixed dollar benefit to help offset non-covered expenses in the event of a hospitalization. Consider spending some of your HDHP premium savings (versus a higher-premium plan) on an indemnity policy to offset an unplanned medical needs. Policies differ and a few will make an HSA ineligible, so look at the fine print.

HSA
Employer Contribution
Product/Service Contribution
Employee Only $500
Family $1,000

Watch this

How to Choose HSA
The Value of HSA

A Health Savings Account (HSA) is like a personal savings account, but it can only be used for qualified healthcare expenses. To be eligible, you must be enrolled in a High-Deductible Health Plan (HDHP). Health Savings Accounts also have some important tax advantages.

Vision Insurance
Employer Contribution

Watch this

How to Choose Vision Insurance
The Value of Vision Insurance

If you need glasses, contacts or other vision correction, a vision plan can significantly offset your costs. Make sure your preferred opticians and brands are in the network to get full benefit of the coverage. Often covers most of the cost of an annual routine eye exam.

Voluntary Accident

Watch this

How to Choose Voluntary Accident
The Value of Voluntary Accident

Provides funds to pay for out-of-pocket and other expenses following an accident or injury. It fills your health insurance “gaps” and provides peace of mind when an unexpected accident leads to financial pressure. Check the policy for the specific list of accidents covered.

Test 1
The Value of Test 1

Test 1

    Useful Links

    • No links available
401K/403B

Watch this

How to Choose 401K/403B
The Value of 401K/403B

No better way to save for retirement. Put away as much as you can and take full advantage of employer matches or contributions.

Identity Theft Protection

Watch this

How to Choose Identity Theft Protection
The Value of Identity Theft Protection

Provides peace of mind that you will not suffer if your identity is compromised. It’s always good to have an expert on your side when your identity or accounts are threatened. Protection can help minimize the chance of personal loss.

Legal Insurance
The Value of Legal Insurance

Provides basic legal services and document prep. For a few dollars a month, you get legal support and can be sure your legal responsibilities are in order (e.g., wills, living wills, DNRs, etc.)

    Useful Links

    • No links available
Long-term Care (LTC)
Employer Contribution

Watch this

How to Choose Long-term Care (LTC)
The Value of Long-term Care (LTC)

Provides financial support when you need help with the basic activities of daily living, like meal preparation, bathing, ambulation and safe restroom use. Most policies provide financial resources for both in-home and facility care.

Long-Term Disability
Employer Contribution

Watch this

How to Choose Long-Term Disability
The Value of Long-Term Disability

Provides partial income protection for long-term medical conditions. A must if you can’t work due to a medical issue. Policies generally provide some income starting 3 to 6 months from the conditions onset to retirement age.

Pet Insurance

Watch this

How to Choose Pet Insurance
The Value of Pet Insurance

Helps with veterinary expenses for your beloved pet. To make sure the policy would be beneficial, read the coverage details, as there may be limits and exclusions.

Short-Term Disability
Employer Contribution

Watch this

How to Choose Short-Term Disability
The Value of Short-Term Disability

Provides partial income continuation (usually +/- 60% of monthly income) for periods beyond what PTO covers and before your long-term disability kicks in (usually 90-180 days). A big help if you’ll be out of work for a while but are planning to return.

Voluntary Life and AD&D
Employer Contribution

Watch this

How to Choose Voluntary Life and AD&D
The Value of Voluntary Life and AD&D

How much is enough? Most think about the number of years of salary you’d want to leave behind to beneficiaries. One common rule of thumb is that household leaders should carry 7-10 times their annual compensation in life insurance death benefit.

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