Welcome to BENEFITchoice

Employee Benefits Assessment Tool

Learn About Your Benefits

BENEFITchoice a personalized benefits assessment tool that will help you prioritize and evaluate non-medical plan voluntary and supplemental benefits offered by your employer. Getting your unique personalized results only takes a few minutes. Simply answer the relevant questions below related to your Health, Financial Wellness and Long-Term Planning concerns. Then, our proprietary algorithms will evaluate the benefit products available to you and generate personalized recommendations with access to educational videos and specific benefits-related product information. For questions regarding your annual enrollment or benefits, please email: myHR@harrishealth.org

Our benefits decision support tool educates your employees on their options and guides them to supplemental benefits that are the best fit for them and their families

Your Eligible Benefits Plans

Click on the categories tab below to filter eligible benefits.

Input is required.
health and wellness
Dental Insurance
Employer Contribution

Watch this

How to Choose Dental Insurance
The Value of Dental Insurance

If you typically need just checkups and an occasional filling, look at a preventive-services only plan. If you occasionally require more significant dental work, look for a plan that covers fillings, crowns, and other major services (which are typically covered at 50%)

health and wellness
Flexible Spending Account (FSA)

Watch this

How to Choose Flexible Spending Account (FSA)
The Value of Flexible Spending Account (FSA)

Tax-friendly accounts to save for medical, dental, vision and other qualified expenses. FSA dollars do not accumulate year over year. You can roll over and invest your HSA funds and save for future needs. You cannot contribute to both an HSA and a medical FSA (except a limited purpose FSA) in the same tax year.

health and wellness
Hospital Indemnity Plans

Watch this

How to Choose Hospital Indemnity Plans
The Value of Hospital Indemnity Plans

Pays a fixed dollar benefit to help offset non-covered expenses in the event of a hospitalization. Consider spending some of your HDHP premium savings (versus a higher-premium plan) on an indemnity policy to offset an unplanned medical needs.

fianancial wellness
Identity Theft

Watch this

How to Choose Identity Theft
The Value of Identity Theft

Provides peace of mind that you will not suffer if your identity is compromised. It’s always good to have an expert on your side when your identity or accounts are threatened. Protection can help minimize the chance of personal loss.

fianancial wellness
Legal Program
The Value of Legal Program

Provides basic legal services and document prep. For a few dollers a month, you get legal support and can be sure your legal responsibilities are in order (e.g., wills, living wills, DNRs, etc.)

fianancial wellness
Long-Term Disability
Employer Contribution

Watch this

How to Choose Long-Term Disability
The Value of Long-Term Disability

Provides partial income protection for long-term medical conditions. A must if you can’t work due to a medical issue. Policies generally provide some income starting 3 to 6 months from the conditions onset to retirement age.

fianancial wellness
Pet Insurance

Watch this

How to Choose Pet Insurance
The Value of Pet Insurance

Helps with veterinary expenses for your beloved pet. To make sure the policy would be beneficial, read the coverage details, as there may be limits and exclusions.

fianancial wellness
Short-Term Disability - Voluntary
Employer Contribution

Watch this

How to Choose Short-Term Disability - Voluntary
The Value of Short-Term Disability - Voluntary

Provides partial income continuation (usually +/- 60% of monthly income) for periods beyond what PTO covers and before your long-term disability kicks in (usually 90-180 days). A big help if you’ll be out of work for a while but are planning to return.

health and wellness
Vision Insurance
Employer Contribution

Watch this

How to Choose Vision Insurance
The Value of Vision Insurance

If you need glasses, contacts or other vision correction, a vision plan can significantly offset your costs. Make sure your preferred opticians and brands are in the network to get full benefit of the coverage. Often covers most of the cost of an annual routine eye exam.

health and wellness
Voluntary Accident

Watch this

How to Choose Voluntary Accident
The Value of Voluntary Accident

Provides funds to pay for out-of-pocket and other expenses following an accident or injury. It fills your health insurance “gaps” and provides peace of mind when an unexpected accident leads to financial pressure. Check the policy for the specific list of accidents covered.

health and wellness
Voluntary Critical Illness

Watch this

How to Choose Voluntary Critical Illness
The Value of Voluntary Critical Illness

Helps those diagnosed with a qualifying critical illness avoid financial hardship. Policies typically include coverage for cancer, a severe heart condition, a stroke, Alzheimer’s disease, and other critical conditions. These policies typically help with out-of-pocket medical expenses as well as indirect costs, like transportation, lodging or lost wages.

fianancial wellness
Voluntary Life and AD&D

Watch this

How to Choose Voluntary Life and AD&D
The Value of Voluntary Life and AD&D

How much is enough? Most think about the number of years of salary you’d want to leave behind to beneficiaries. One common rule of thumb is that household leaders should carry 7-10 times their annual compensation in life insurance death benefit.

Dental Insurance
Employer Contribution

Watch this

How to Choose Dental Insurance
The Value of Dental Insurance

If you typically need just checkups and an occasional filling, look at a preventive-services only plan. If you occasionally require more significant dental work, look for a plan that covers fillings, crowns, and other major services (which are typically covered at 50%)

Long-Term Disability
Employer Contribution

Watch this

How to Choose Long-Term Disability
The Value of Long-Term Disability

Provides partial income protection for long-term medical conditions. A must if you can’t work due to a medical issue. Policies generally provide some income starting 3 to 6 months from the conditions onset to retirement age.

Short-Term Disability - Voluntary
Employer Contribution

Watch this

How to Choose Short-Term Disability - Voluntary
The Value of Short-Term Disability - Voluntary

Provides partial income continuation (usually +/- 60% of monthly income) for periods beyond what PTO covers and before your long-term disability kicks in (usually 90-180 days). A big help if you’ll be out of work for a while but are planning to return.

Vision Insurance
Employer Contribution

Watch this

How to Choose Vision Insurance
The Value of Vision Insurance

If you need glasses, contacts or other vision correction, a vision plan can significantly offset your costs. Make sure your preferred opticians and brands are in the network to get full benefit of the coverage. Often covers most of the cost of an annual routine eye exam.

Dental Insurance
Employer Contribution

Watch this

How to Choose Dental Insurance
The Value of Dental Insurance

If you typically need just checkups and an occasional filling, look at a preventive-services only plan. If you occasionally require more significant dental work, look for a plan that covers fillings, crowns, and other major services (which are typically covered at 50%)

Flexible Spending Account (FSA)

Watch this

How to Choose Flexible Spending Account (FSA)
The Value of Flexible Spending Account (FSA)

Tax-friendly accounts to save for medical, dental, vision and other qualified expenses. FSA dollars do not accumulate year over year. You can roll over and invest your HSA funds and save for future needs. You cannot contribute to both an HSA and a medical FSA (except a limited purpose FSA) in the same tax year.

Hospital Indemnity Plans

Watch this

How to Choose Hospital Indemnity Plans
The Value of Hospital Indemnity Plans

Pays a fixed dollar benefit to help offset non-covered expenses in the event of a hospitalization. Consider spending some of your HDHP premium savings (versus a higher-premium plan) on an indemnity policy to offset an unplanned medical needs.

Vision Insurance
Employer Contribution

Watch this

How to Choose Vision Insurance
The Value of Vision Insurance

If you need glasses, contacts or other vision correction, a vision plan can significantly offset your costs. Make sure your preferred opticians and brands are in the network to get full benefit of the coverage. Often covers most of the cost of an annual routine eye exam.

Voluntary Accident

Watch this

How to Choose Voluntary Accident
The Value of Voluntary Accident

Provides funds to pay for out-of-pocket and other expenses following an accident or injury. It fills your health insurance “gaps” and provides peace of mind when an unexpected accident leads to financial pressure. Check the policy for the specific list of accidents covered.

Voluntary Critical Illness

Watch this

How to Choose Voluntary Critical Illness
The Value of Voluntary Critical Illness

Helps those diagnosed with a qualifying critical illness avoid financial hardship. Policies typically include coverage for cancer, a severe heart condition, a stroke, Alzheimer’s disease, and other critical conditions. These policies typically help with out-of-pocket medical expenses as well as indirect costs, like transportation, lodging or lost wages.

Identity Theft

Watch this

How to Choose Identity Theft
The Value of Identity Theft

Provides peace of mind that you will not suffer if your identity is compromised. It’s always good to have an expert on your side when your identity or accounts are threatened. Protection can help minimize the chance of personal loss.

Legal Program
The Value of Legal Program

Provides basic legal services and document prep. For a few dollers a month, you get legal support and can be sure your legal responsibilities are in order (e.g., wills, living wills, DNRs, etc.)

Long-Term Disability
Employer Contribution

Watch this

How to Choose Long-Term Disability
The Value of Long-Term Disability

Provides partial income protection for long-term medical conditions. A must if you can’t work due to a medical issue. Policies generally provide some income starting 3 to 6 months from the conditions onset to retirement age.

Pet Insurance

Watch this

How to Choose Pet Insurance
The Value of Pet Insurance

Helps with veterinary expenses for your beloved pet. To make sure the policy would be beneficial, read the coverage details, as there may be limits and exclusions.

Short-Term Disability - Voluntary
Employer Contribution

Watch this

How to Choose Short-Term Disability - Voluntary
The Value of Short-Term Disability - Voluntary

Provides partial income continuation (usually +/- 60% of monthly income) for periods beyond what PTO covers and before your long-term disability kicks in (usually 90-180 days). A big help if you’ll be out of work for a while but are planning to return.

Voluntary Life and AD&D

Watch this

How to Choose Voluntary Life and AD&D
The Value of Voluntary Life and AD&D

How much is enough? Most think about the number of years of salary you’d want to leave behind to beneficiaries. One common rule of thumb is that household leaders should carry 7-10 times their annual compensation in life insurance death benefit.